First you have to make sure of what your state requires for you to be insured. California for example, has a minimum amount of liability coverage. So that's the first the you would need to do. Next, figure if you would like to just have a liability coverage or full coverage for your automobile. There are many options when it comes to insurance companies so call these guys and get different quotes. Don't settle for the first quote you receive (you'll thank me later.) Once you have received quotes, you can also visit a local agency to talk to someone so you can explain your necessities. Now do me a favor, compare quotes again. If you really want to make sure that you are getting a good deal, you have to put some time into this. Now that you have decided what company you want to go with, read your policy. Make sure that you have signed up for what's going to benefit you and your pocket. Last and certainly not least, always carry your proof of insurance with you wherever you go. You don't want to be the one pulled over and have a ticket issued for no proof of insurance.